The single professional
Adam the IT Manager, Croydon.

Video transcript

Hello, I'm Adam. I'm 22 from south-west London and I'm an IT Network Manager. I work at a school in south-west London; I'm running the IT systems, phone systems and security systems there. At the moment, my job is quite secure; I feel quite happy where I am although in the long term I'd like to move into the Private Sector but the way jobs are at the moment it means holding on to the job I've got now where I know its safe, until I can start looking again.

I'd say I'm stable. I've got no loans. My credit card is always paid off at the end of the month. I'd like to think of myself as quite wise with money, although wants do take over at times. Being a technical person, I like to buy all the latest gadgets that are coming out; the latest phones, the latest computers, the latest software. I've just gone out and bought a new car. Financially, I didn't have the money but it was a want and before I knew it, I was signing the paperwork over for it. Although I do love my car, financially it wasn't viable.

I don't think I'd make the decision again to buy the car. The recession is affecting my spending habits. I'm after a flat-screen TV at the moment; I know they're really really cheap- do I need it? Not really.

Its very frustrating seeing that electrical goods - very cheap - but as I don't need it, I won't buy it.

My family and friends all use Lloyds - I've been with Lloyds a couple of years now. Went online the other night - when I'm normally chatting to my friends I often log on to the Lloyds TSB website and have a look at some of my current finances. I feel a lot more secure in my self if I know how much money I've got at hand.

I'm currently living with my parents; ideally I'd like to move out at some point this year, depending on what happens with the market of house prices. Realistically, now I'm looking at the way the market is, it doesn't look like I'll be able to get a place this year. I mean, it looks like 2010 before I can actually afford to get a place but we'll see how that goes and hopefully if I'm lucky I can get a mortgage and if I can't, it just means another year with the parents.